Risk Profiling - VittSarathi

Please answer the following questions to help us understand your investment preferences. This will allow us to tailor an investment strategy that aligns with your financial goals and risk tolerance.

Name:

Contact Number:

Email:

1. What is your investment time horizon? Less than 1 year 1 to 3 years 3 to 7 years More than 7 years

2. What portion of your savings do you end up investing? Less than 25% 25% to 50% 50% to 75% More than 75%

3. What is your age group? Above 60 45 to 60 30 to 45 Below 30

4. What is your annual income (₹)? Less than ₹10 lakhs ₹10 to ₹25 lakhs ₹25 to ₹50 lakhs Above ₹50 lakhs I do not wish to disclose

5. What kind of insurance do you currently hold? No insurance Only life insurance Life and health insurance Life, health, and critical illness insurance

6. What is your primary source of income? Pension/fixed deposits Salary from employment Business income Multiple diversified sources

7. What is the primary objective of your investment? Capital preservation Regular income Child's education Wealth accumulation/aggressive growth

8. How do you typically react to market volatility? I panic and withdraw immediately I feel anxious but usually stay invested I hold through and wait for recovery I buy more during dips

9. Do you anticipate needing access to your investments in the short term (1–2 years)? Yes, definitely – I may need most of it Possibly – I may need part of it Unlikely – I don't expect to need it No – I am fully invested for the long term

10. How would you describe your comfort level with financial risk? I prefer safety and guaranteed returns I'm okay with moderate risk for moderate returns I am comfortable with short-term losses for long-term gains I actively seek high-risk, high-return opportunities

11. How experienced are you with investment products like mutual funds, equities, bonds, etc.? I have no experience I have limited knowledge and rely on advisors I have decent experience and follow markets I am very experienced and make independent decisions

VittSarathi – Risk Profiling Questionnaire